Waldo Ojeda is an Assistant Professor in the William Newman Department of Real Estate at the Zicklin School of Business. His scholarship examines issues of Financial Economics, Empirical Corporate Finance, Household Finance and Banking. He has researched the effect of common ownership between banks and firms on their loan relationship, and the effect of bank industry and geographic concentration on monetary policy pass-through. Other research projects study the benefits for microenterprises to accept electronic payments and the impact of earthquake risk on house prices. He teaches Real Estate Capital Markets and previously assisted to teach Corporate Finance and Behavioral Economics. Before graduate studies, Professor Ojeda worked in the Household and Real Estate Finance Section at the Federal Reserve Board in Washington, DC.